Card transactions by proxy
otcbn at callnetuk.com
Tue Apr 5 15:49:44 BST 2011
Roland Perry wrote on 5-04-11 10:16:
> In article <4D9ACC33.3020902 at callnetuk.com>, Peter Mitchell
> <otcbn at callnetuk.com> writes
>> If it's like my local HSBC branch, yes you can. These
>> machines have built-in OCR/scanners allowing you to feed in
>> the Bank Giro Credit slip and your cheque, and the machine
>> reads them and somehow pays the money over from your
>> chequing account into the collection account via Giro (whatever that
>> is), and prints you a receipt. You don't need to have an HSBC account
>> or a card.
> Where do you get the Giro Credit slip from, for Council tax?
From the paybook, silly ... Ah. I see the problem :) Once
again I assumed that other boroughs are like mine.
> One of my Credit Card providers stopped printing a Giro slip on the
> bottom of the statements a year ago "to save paper". although there's
> still as much paper, just a saving of ink in the blank space where the
> giro slip used to be. I can only pay them electronically now.
I have a Santander credit card account. Their statements do
come with Giro slips attached. These slips nominate a
collection account owned by Santander Credit Card Services
at Bank of Santander itself. As it happens I also have a
Bank of Santander current account (nee Abbey). So, I
thought, I could pay my Santander CC bill by writing a
cheque on my Santander current account, going to my local
Santander branch and handing the Santander cheque and
Santander giro slip over the Santander counter to a
Santander teller who could then pay it into the Santander
Credit Card Services account at Bank of Santander.
But no. That's not possible. Santander don't allow it.
So I had to pay either electronically, or by posting them a
cheque. They've got a special new wheeze to discourage the
latter method too: they hold onto the cheque for three weeks
before presenting it, so they can add late payment charges.
It's goodbye Santander ...
More information about the ukcrypto