Verfied by Visa finally gets outed

[Roland Perry]

In article <001301cb6f88$802d29f0$80877dd0$@firth>, James Firth 
<james.firth at daltonfirth.co.uk> writes
>Not like the banks noticed the law has changed to
>state explicitly they must refund or prove fraud by the customer.

Is that the new Banking Code, which someone told me yesterday most of 
the non-state-owned banks are failing to ratify? Or something else.
-- 
Roland Perry