Card transactions by proxy
igb at batten.eu.org
Wed Apr 6 16:22:51 BST 2011
On 6 Apr 2011, at 15:21, Peter Mitchell wrote:
> Ian Batten wrote on 6-04-11 14:48:
>>> Huge numbers of unauthorised DDs have been deducted by
>>> utility and other companies in the past few years and
>>> none of them have ever had their DD rights removed
>>> AFAIK, even when a consumer's complaint has been
>> You're claiming that companies set up DDs with people
>> with whom they have no commercial relationship in order
>> to recover, for example, (purportedly) mis-paid wages,
>> and banks are entirely happy to do this. In huge
>> numbers. Name one case.
> Cite the passage where I said this
You wrote, in reference to this scenario:
"I doubt if it amounts to fraud by the bank. But if you're asking why banks would pay unauthorised direct debits, the answer is: I don't know exactly why, but it is completely and utterly certain that they regularly do exactly that."
Sorry, you didn't say "huge numbers". You said:
> it is completely and utterly certain that they regularly do exactly that.
in response to
>>> Certainly it can, the employer simply tells the bank
>>> they have DD authority over those accounts. The bank
>>> doesn't check, any more than it checked Jeremy
If it's "completely and utterly certain" they "regularly" do "exactly that", then you won't struggle to produce one case where an employer has simply told a bank that they hold DD authority and taken money. It's "certain" it's happening "regularly", remember. So: one case.
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