Experian and benefit fraud

[Roland Perry]

In article <4C62D57C.2070809 at ernest.net>, Nicholas Bohm 
<nbohm at ernest.net> writes
>the fact that you may owe a contractual duty of disclosure to a
>lender is no justification in law for a third party breaking a duty of
>confidence owed to you for the purpose of making the disclosure you
>ought to make, since the third party is a stranger to the contract.

It's been suggested (on another list) that its fraudulent to acquire 
loans that you wouldn't be entitled to if the lender knew your real 
circumstances, and as such might fall under the increasing web of 
anti-fraud provisions?
-- 
Roland Perry