Banking under Enduring Power of Attorney

Peter Tomlinson ukcrypto at chiark.greenend.org.uk
Thu, 09 Apr 2009 15:15:26 +0100


Roland Perry wrote:
> In article <49DDC96C.1060606@iosis.co.uk>, Peter Tomlinson
> <pwt@iosis.co.uk> writes
>   
>> Roland Perry wrote:
>>     
>>> How can you "prove the identity" of someone who isn't there?
>>>       
>> Well, Mother is there enough to have a two sentence conversation with,
>>     
> You know I didn't mean "there" as in "aware", rather than "stood in
> front of the bank clerk".
>   
I did know that, Roland - its just that the whole thing is so surreal, I 
couldn't resist that further twist.
>> sometimes not even that, but he would have had to go to her
>> (unlikely). He asked for her NI Number, so I went back to the bank with
>> the latest Pension Service letter. I suppose that he needs NI Number to
>> indicate that she is a UK citizen, but they know that already -
>> although it doesn't show that she is still alive (as recent cases have
>> demonstrated). Maybe he was really checking on me a bit more. (I could
>> have served up Mum's out of date passport, but he asked for NI #.)
>>     
> Producing an NI number is nothing to do with proving identity.
>
> <http://www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Proofo
> fidentity/index.html>
>
> In *bold* at the bottom: "Your National Insurance number is not proof of
> your identity.".
>   
Thanks for that reference. But apparently NI # is all that DWP knows, 
even for a person 36 years past working age (until we have the NIR, that 
is).

Peter