Banking under Enduring Power of Attorney

[Peter Tomlinson]

Roland Perry wrote:
> In article <49DCCECA.8020506@iosis.co.uk>, Peter Tomlinson 
> <pwt@iosis.co.uk> writes
>> [1] But last week I moved money from a savings account into an RBS ISA,
>> and young man in the bank said that he could do that on-line provided
>> that I showed him some proof of my AND Mother's identity - which I did,
>> so he did the move.
> How can you "prove the identity" of someone who isn't there?
Well, Mother is there enough to have a two sentence conversation with, 
sometimes not even that, but he would have had to go to her (unlikely). 
He asked for her NI Number, so I went back to the bank with the latest 
Pension Service letter. I suppose that he needs NI Number to indicate 
that she is a UK citizen, but they know that already - although it 
doesn't show that she is still alive (as recent cases have 
demonstrated). Maybe he was really checking on me a bit more. (I could 
have served up Mum's out of date passport, but he asked for NI #.)

Another incidental bit: I was talking to someone involved in money 
transfer operations in South Africa and similar countries. They are 
using thumbprint and thumb vein recognition for ID - many people working 
in the mines have damaged skin. There are now dual function sensors for 
print and vein, low enough in cost to put into hand held terminals.

Peter