Chip and PIN

[Ian Batten]

On 24 Jan 08, at 1535, Roger Hird wrote:

> In article <E9D730C1-F6A3-4AAC-A1A6-91DC5CA0F0DF@imaj.es>,
>    James Cox <james@imaj.es> wrote:
>> However, i revert to my previous statement that, if my
>> card number + pin + cv2 + address etc did get cloned, i'd simply get
>> another one - my credit alert and other id theft protections make  
>> that
>> less of an issue, just an annoyance.
>
> But if I understand the earlier part of this debate, the isssue is  
> that
> this or something like this is happening and the banks etc are  
> demanding
> that you prove it - which one can't - and the Ombusprats are  
> backing them
> up.

The guy that Ross appeared with was appalling: I suspect that his  
colleagues will be having a serious conversation today.  He came  
across as smug, patronising and legalistic, and quite obviously  
viewed the banks (with whom he probably has agreeable lunches to  
discuss cases) as far more credible than individuals (inarticulate,  
disorganised, sometimes working class).  I think it was Sara Cox who  
realised that the PCC is nothing of the sort and you should bypass it  
and take legal action immediately, and I came away from that  
interview thinking the same of the Ombudsman: it's not worth  
complaining to them, it's better to go straight to court.

ian